Here's a simple loan calculator to help you plan how much house you can afford. Call me to add my efforts to the equation and multiply your options. ~Cindy
| This calculation is based on principle and interest only. A true mortgage payment contains principal, interest, taxes and insurance (PITI.) If you do not have 20% Loan to Value (LTV) invested in the home, you will be required by a mortgage company to carry PMI (Private Mortgage Insurance). Also, some neighborhoods are involved in a Homeowners Association (HOA). If that is the case, you will need to add HOA dues to your monthly payment as well. I know this can be very overwhelming! Please contact me if you have any questions! |
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